Knowing which of the roughly 15 companies offering travel insurance is right for you can be a time consuming process. Some travelers may be covered by individual health care, auto, home owners or employer policies. However, be sure to read the fine print or make the appropriate calls to verify coverage abroad.

For the rest of us, we will need travel insurance. Insurance companies cover a variety of categories such as lost/stolen luggage, trip delays, trip cancellations and more. Package plans typically include all the services offered by an individual company while others offer their services in an a la carte fashion.

Check with your airline when booking travel as many partner with specific carriers. These carriers sometimes offer discounts when insurance is purchased within a time period linked to your ticket purchase.

What does a reputable insurance company cover?
  • Medical Emergencies and Evacuation
  • Trip cancellation
  • Personal belongings
  • Personal liability
  • Resumption of your journey
  • Coverage in most countries of the world
What isn’t typically covered?
  • Preexisting medical conditions. Some companies offer a 180 day or shorter window of coverage for preexisting conditions.
  • Deliberate acts of life endangerment
  • Alcohol or drug related accidents
  • HIV/STD contraction
What does a reputable insurance company offer?
  • Online insurance purchase
  • Online claim service
  • 24 / 7 emergency assistance
  • Extend your policy online while traveling
  • Helpful traveling tips and alerts based on your destination(s)
Tips
  • Keep receipts and documentation for any possible claims that may be filed
  • Have contact numbers handy as you’ll need to call for authorization on major medical needs
  • Insurance companies, no matter how reputable, move at a certain speed. Do not expect a fast reimbursement.
  • Keep thorough records including names, dates and times of contact persons at both your insurance company and medical offices.
  • Document everything with pictures if possible

After extensive research of multiple insurance companies I recommend WorldNomads. Their website is fact filled, easily laid out for purchasing a policy online, fast response to inquiries and recommended by several top notch travel publications. A 4 week policy covering myself 34 yo and my travel partner 54 yo, cost us $191. The coverage limits were higher than any other company quoted with a lower policy cost. And, they’ll cover actual activities like elephant riding versus the competitors that expect you to stay in your seat pointing out the window.

WorldNomads.com Travel Insurance

World Nomads travel insurance is available to people from over 150 countries and is designed for adventurous travellers with cover for overseas medical, evacuation, baggage and a range of adventure sports and activities.

With WorldNomads.com Travel Insurance you can:

Travel Insurance. Simple & flexible.

Buy online, even after you have left home. Extend and claim online, while travelling. WorldNomads.com travel insurance is built for adventurous travellers from over 140 countries, with cover for overseas medical, evacuation, baggage and 24 hour emergency support when you need it most.

insurers

Claim online

At World Nomads you can claim online. And if you don’t entirely trust insurance companies, have a look at how we have helped some of our travellers.

What can I do?

We cover most adventure sports from bungee jumping in New Zealand to white-water rafting in Colorado.

Simple & Flexible

Already travelling or had a change of plans? No problem! Unlike other policies, WorldNomads.com lets you buy and extend online, even while away from home.

7 things you should know about World Nomads travel insurance

  1. Trusted reliable underwriters

    WorldNomads.com is backed by a suite of strong, secure, specialist travel insurers who provide you with great cover, 24 hour emergency assistance and the highest levels of support and claims management when you need it most.

  2. Value for money with the cover you need

    WorldNomads.com provides cover for what’s important for travellers from over 150 countries. By focussing on what you need and leaving out what you don’t, World Nomads prices are some of the most competitive online.

  3. Flexibility when you need it most

    Had a change of plans? You can extend your policy indefinitely or claim online while you are still away. You can even buy a World Nomads policy if you’re already travelling.

  4. Cover for a range of adventure activities

    From skiing & snowboarding in New Zealand to whitewater rafting in Colorado, WorldNomads.com covers a range of adventure activities, giving you peace of mind to get the most from your travels.

  5. World Nomads keeps you travelling safely

    All WorldNomads.com members have access to up-to-date travel safety alerts, as well as travel safety advice and tips online through the World Nomads Travel Safety Hub.

  6. More than just great value travel insurance

    All WorldNomads.com members can learn the local lingo through a series of iPod & iPhone Language Guides and can stay in touch with family and friends with an online travel journal.

  7. Commitment to exceptional customer service

    We want to make sure you get the most from WorldNomads.com. You can find out more about what is covered and the 5 key parts of a World Nomads’ travel insurance policy. If you have any questions about your travel insurance or travel safety in general, please contact WorldNomads.com directly.

World Nomads – keep travelling safely